Stripe Review
The developer-grade payments platform
9.6/10 Best for Online
Ranked #2 of 5 in Credit Card Processing
See plans and pricing Takes you to stripe.com
Quick facts
- Online rate
- 2.9% + 30¢
- In-person rate
- 2.7% + 10¢
- Monthly fee
- $0
- Payouts
- 2 business days
Our verdict
Bottom line: Stripe is the default for online-first businesses: world-class checkout conversion, subscriptions, invoicing and fraud prevention in one stack. Negotiated pricing kicks in at scale.
Pros and cons
Pros
- Unmatched developer experience
- Scales from startup to enterprise
- Constant product innovation
Cons
- Flat rate is pricey at volume
- Support can be slow without a plan
Who Stripe is best for
Online businesses and platforms.
- Best-in-class checkout & APIs
- 135+ currencies supported
- Powerful fraud tooling
How Stripe compares
Our current top pick for credit card processing is Helcim. Here is how they line up:
| Measure | Stripe | Helcim |
|---|---|---|
| Editorial score | 9.6/10 | 9.4/10 |
| Online rate | 2.9% + 30¢ | IC + 0.5% + 25¢ |
| In-person rate | 2.7% + 10¢ | IC + 0.4% + 8¢ |
| Monthly fee | $0 | $0 |
See the full credit card processing comparison for everything we measured.
How we chose
Every credit card processing provider here gets the same treatment: the BusinessShop research team scores it on five weighted factors, the weights are published, and no provider can pay to move up. Commissions never touch the math.
- 30% Pricing & value
- 25% Product quality
- 20% Customer experience
- 15% Reputation
- 10% Flexibility
More credit card processing reviews
- Helcim review 9.4/10
- Square review 9.2/10
- Payment Depot review 8.8/10
- Stax review 8.6/10