Chubb Review
Premium coverage from a global carrier
9.0/10
Ranked #4 of 5 in Business Insurance
Get a quote Takes you to chubb.com
Quick facts
- Monthly premium from
- $50
- Quote time
- 1–2 days
- Policy types
- BOP, GL, Cyber, Marine
- AM Best rating
- A++
Our verdict
Bottom line: Chubb is the step up for businesses whose risk profile has outgrown off-the-shelf policies, higher limits, specialized industries and multinational operations are its home turf.
Pros and cons
Pros
- Top-tier financial strength
- Handles complex industries
- Generous policy limits
Cons
- Quotes usually go via an agent
- Overkill for micro businesses
Who Chubb is best for
Higher-revenue businesses with complex risks.
- Broad policy customization
- Global program capability
- Strong cyber add-ons
How Chubb compares
Our current top pick for business insurance is Next Insurance. Here is how they line up:
| Measure | Chubb | Next Insurance |
|---|---|---|
| Editorial score | 9.0/10 | 9.6/10 |
| Monthly premium from | $50 | $25 |
| Quote time | 1–2 days | Under 10 min |
| Policy types | BOP, GL, Cyber, Marine | GL, PL, WC, Tools |
See the full business insurance comparison for everything we measured.
How we chose
Every business insurance provider here gets the same treatment: the BusinessShop research team scores it on five weighted factors, the weights are published, and no provider can pay to move up. Commissions never touch the math.
- 30% Pricing & value
- 25% Product quality
- 20% Customer experience
- 15% Reputation
- 10% Flexibility
More business insurance reviews
- Next Insurance review 9.6/10
- The Hartford review 9.4/10
- Hiscox review 9.2/10
- Thimble review 8.8/10