Hiscox Review
Specialty coverage for professionals and consultants
9.2/10
Ranked #3 of 5 in Business Insurance
Get a quote Takes you to hiscox.com
Quick facts
- Monthly premium from
- $30
- Quote time
- Under 15 min
- Policy types
- PL, GL, BOP, Cyber
- Claims response
- 24–48 hours
Our verdict
Bottom line: Hiscox has specialized in professional risks for decades. If your exposure is advice, design or consulting rather than physical premises, its tailored E&O policies are hard to beat for the price.
Pros and cons
Pros
- Deep professional liability expertise
- Flexible monthly billing
- Covers contract work abroad
Cons
- Less suited to retail or trades
- Some policies require a call to bind
Who Hiscox is best for
Consultants and professional services.
- Tailored professional liability
- Monthly payment options
- Worldwide coverage available
How Hiscox compares
Our current top pick for business insurance is Next Insurance. Here is how they line up:
| Measure | Hiscox | Next Insurance |
|---|---|---|
| Editorial score | 9.2/10 | 9.6/10 |
| Monthly premium from | $30 | $25 |
| Quote time | Under 15 min | Under 10 min |
| Policy types | PL, GL, BOP, Cyber | GL, PL, WC, Tools |
See the full business insurance comparison for everything we measured.
How we chose
Every business insurance provider here gets the same treatment: the BusinessShop research team scores it on five weighted factors, the weights are published, and no provider can pay to move up. Commissions never touch the math.
- 30% Pricing & value
- 25% Product quality
- 20% Customer experience
- 15% Reputation
- 10% Flexibility
More business insurance reviews
- Next Insurance review 9.6/10
- The Hartford review 9.4/10
- Chubb review 9.0/10
- Thimble review 8.8/10