Thimble Review
On-demand insurance by the job, month or year
8.8/10
Ranked #5 of 5 in Business Insurance
Get a quote Takes you to thimble.com
Quick facts
- Monthly premium from
- $17
- Quote time
- Under 5 min
- Policy types
- GL, PL, Event
- Claims response
- 48 hours avg.
Our verdict
Bottom line: Thimble flips insurance on demand: switch coverage on for a job, a weekend event or a busy season, and off when you don’t need it. Ideal for freelancers and project-based trades.
Pros and cons
Pros
- Pay only when you’re working
- Fastest setup we tested
- Great for event organizers
Cons
- Not built for complex annual programs
- Limited workers’ comp options
Who Thimble is best for
Gig work, events and short-term projects.
- Cover by the hour, day or month
- Instant policy issue in the app
- Easy crew add-ons
How Thimble compares
Our current top pick for business insurance is Next Insurance. Here is how they line up:
| Measure | Thimble | Next Insurance |
|---|---|---|
| Editorial score | 8.8/10 | 9.6/10 |
| Monthly premium from | $17 | $25 |
| Quote time | Under 5 min | Under 10 min |
| Policy types | GL, PL, Event | GL, PL, WC, Tools |
See the full business insurance comparison for everything we measured.
How we chose
Every business insurance provider here gets the same treatment: the BusinessShop research team scores it on five weighted factors, the weights are published, and no provider can pay to move up. Commissions never touch the math.
- 30% Pricing & value
- 25% Product quality
- 20% Customer experience
- 15% Reputation
- 10% Flexibility
More business insurance reviews
- Next Insurance review 9.6/10
- The Hartford review 9.4/10
- Hiscox review 9.2/10
- Chubb review 9.0/10